Six Super Simple Ways To Save Money
Six Super Simple Ways To Save Money
It doesn’t really matter what your financial situation is if you’ve got a family you probably feel you could benefit from saving some money. Whether you’re paying off debts or putting money into your family’s future, there are lots of reasons to buckle down on spending and consider how you could save.
The only problem is, how exactly does a person save these days? There are so many expenses that have to be accounted for, particularly for families, that’s it’s hard to know where to start. We feel you mums and dads, which is why we’ve put together six of the most fool-proof methods for families looking to save money this year.
Give Up Takeaway Coffee
Yes, mums and dads alike love their coffee, and it seems pretty normal to most of us to grab a quick one when we’re out with the kids, particularly running errands. It might only seem like a few dollars, but that adds up pretty fast over time. When you’re trying to save money, it makes sense to stop with the takeaway coffee. Instead, purchase a stovetop espresso or similar and brew your own delicious coffee at home. Upfront the costs might be slightly more, but over time you’re guaranteed to save.
Embrace Vegetarian Options
When it comes to the family food budget, meat has to be one of the biggest expenses. Even cheap meat costs far more than vegetarian options, which is why families wanting to save need to embrace the omnivore within. Instead of eating meat every night of the week, try lentils and beans, which are highly affordable and easy to cook. In fact, some recipes make these pantry staples taste just as good as meat i.e. in bolognaise. If you aren’t ready to commit, just swap half your mince out for lentils and see how you go.
Cook Simple, Big Meals
Cooking a meal takes time and resources, but some recipes use decidedly more than others. For those looking to save, the smart thing to do in the world of family dinners is to pick meals with fewer ingredients that can be cooked in bulk. Sure, it’s nice to feel like the Masterchef, but the more ingredients a meal has, the higher the cost. Instead choose meals that are more home-style, the sort of thing your grandma would have made, and always cook more than you need!
Meal Plan And Shop To The Plan
Speaking of meals, if you’re looking to save money in the long-term or you’ve had a look at your budget and seen that your grocery bill is totally blown out, we’d like to introduce two words to you: meal plan. It might seem simple, but planning your meals for the week (everything from breakfast to lunch) can save you considerably. It means you’re never picking up unnecessary items and that you shop less often, so there’s less impulse purchases at the checkout!
Waste Not Want Not
Australian families are far from saints when it comes to food waste. In fact, many families admit to throwing out more than a quarter of their weekly shop simply because the food goes bad before it can be used. Now, while meal planning can help this, it’s important to always have a few recipes up your sleeve for items that get leftover. Making a big vegetable soups or sauces with leftover produce works well, and for fruits you can grate or dice and
bake them as is or into cakes or muffins. Alternatively, make time to prep the food (i.e. steam) and freeze it for use later. That way, there’s no waste.
Avoid Eating Out
This seems like a no-brainer, but it’s easy to fall into the trap of eating out more often than your budget can handle. While most families are happy to avoid going out to dinner, particularly if they have young children, the lure of the takeaway meal is often too much to handle. We know that it’s a challenge, but one of the biggest enemies to you saving money is eating out of home. Have a solid plan in advance for work lunches, and if you tend to get takeaway on a Friday have something simple in the freezer that will satisfy. You’ll be saving big in no time.
Saving money can feel impossible for families, but if you’re dedicated to making small lifestyle changes you might be surprised at how much you can put away. What are your best tips for saving money? We’d love to hear them!