Money Saving Tips For Mums
Money Saving Tips For Mums
Once kids come along it can feel like as soon as money comes in it heads straight out the door again. While there is no denying your expenses do change once you have kids there is some neat money saving tips for mums that can help you stretch your dollars further.
While writing out a monthly menu can feel a little overwhelming at the start, try starting with a weekly meal plan. I find writing out a menu plan on a Sunday morning and then heading to the markets or shops armed with a shopping list based on the menu plan helps me to keep my grocery spending in check. Going to the markets helps me to only buy fruit and veggies that are in season. Not only are they usually cheaper they are fresher too.
Now that Bella is in Prep I also plan out her lunches and snacks as well. For baking that uses staple ingredients, I stick with no-name products as I don’t really notice any difference. When I do buy convenience snacks like popcorn and yogurt I buy larger packs and split them up myself. As it works out much cheaper than the snack-sized packets.
Grow your own herbs and vegetables
The cost of buying herbs can add up really quickly. And more often than not you just want to add a small amount to a meal but are forced to get a large bunch instead. So a few months ago we put in a herb garden.
Not only do I think our homegrown herbs taste better they are also saving us money. We are looking into growing a veggie patch soon too.
Consistently put money aside to save
Even it is only $50 a month putting money directly into a savings account on payday will add up to $600 at the end of the year which can be a nice little bonus to cover expenses such as Christmas or back to school.
Setting up a direct debit on payday can be a good way to set and forget about it.
Check your pay TV package
If you have pay TV, check you aren’t paying for extra channels that you don’t need. My kids mostly watch Netflix these days as I am sure a lot of kids do. If you think your family can get by without pay TV then it could be worth considering whether it is worthwhile keeping.
Don’t turn to heaters straight away
While we are lucky here in Brissie it never really gets extremely cold, we can still have our cool nights during winter. So before turning on the heater perhaps grab a blanket and a jacket and see if that does the job before you flick the switch on the heater.
Seek out discounts
Before I buy something online I always type the brand into Google and the word coupon or discount to see if any special discount codes come up for me to use. I can often uncover a percentage off discount or free shipping.
Alternatively Cashback apps like The Cash Back App and Cash Rewards so even if you are paying full price for something you will get some cash back on the purchase.
Get discounted tickets for the movies
For a family the cost of going to the movies can add up quickly. So we always look for discount days to go as well as cheap kids’ movie specials where it is usually about $10 per ticket for both kids and adults.
Save on kids clothes
My kids seem to move up a clothing size in the blink of an eye. So for everyday clothes that they wear to daycare, I’m happy to take hand-me-downs from friends and family that are still in good condition. And by the time bub number four arrives pretty much their whole wardrobe will be my other kid’s wardrobes.
Make coffee at home
So this one will be a bit tricky for the dedicated coffee drinker like me. But I try and make coffee at home at least a few times a week instead of grabbing one from the local cafe.
Save on cleaning products
You don’t need all of the different chemical cleaners on the supermarket shelves. You’d be surprised at how great vinegar and bicarb soda in some hot water can clean a range of surfaces in your home.
Get creative for kids crafts
Keep old milk containers, egg cartons and other packaging to use for kids craft activities. Buying craft items can get expensive so having some things on hand at home can be a great free activity to keep the kids amused for hours.
Head to the library
Not only will you save money on buying books you’ll have much more variety to choose from. And most libraries run baby and kids activities like story or music time so be sure to check out what is on offer at your local library.
Just make sure you return books on time to avoid late fees. Oops – speaking from experience here.
Drink more water
Not only is it good for you it is pretty much free so can help reduce the cost of buying juice or soft drinks.